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Attorney Scott Talkov was recognized by the American Bar Association for his academic diligence through the publication of his research paper focusing on real estate finance and contracts.

Talkov’s paper was published in the Real Property, Trust and Estate Law Journal of the American Bar Association. With more than 30,000 members, the section is a leading national forum for attorneys in the property use, development and financing legal fields.

Attorney Scott Talkov
Real Estate Attorney and Talkov Law President Scott Talkov
“It has been an honor and privilege to be published by the American Bar Association given the numerous submissions they receive,” Talkov said. “For my interest in real estate law to be recognized by scholars in the legal field is a very humbling experience.”

Published in the Fall of 2019, Talkov’s article entitled “Exposing the Myth of Mortgage Prepayment Penalties in the Aftermath of River East” focuses on a court case and its impact on lenders’ ability to impose fees on borrowers who choose to pay their loans back early. Talkov argues that the fees, known as prepayment penalties, are calculated to overcompensate the lender. In his 50-page article, he calls for increased information to be disclosed to residential borrowers regarding prepayment fees so they can make better-informed decisions. For commercial transactions, Talkov calls for a prepayment fee calculation that more accurately reflect the losses that lenders incur when mortgages are repaid early.

Scott Talkov graduated cum laude from Washington University in St. Louis School of Law in the year of 2009. The main areas of his practice are in real estate, business and bankruptcy litigation. Additionally, he is actively contributing back to his community as a participant in numerous organizations in the Riverside community. He can be reached at or (844) 4-TALKOV (825568).